Banking & payments

Path: Business functionality > Local functionality > Netherlands > Banking & payments · tier official · system localization · narrative reviewed (checked by Opus)

Overview

This section covers the Dutch localization of electronic banking. It explains telebanking, which handles payment and collection proposals, payment histories, and bank statement import and export, and the cash, bank and giro journals used to post and reconcile transactions.

The pages follow the workflow. Create proposals from vendor and customer ledger entries, turn them into payment history and export it with a supported protocol (BTL91, BBV or PAYMUL), then import bank statements and reconcile them in the Bank/Giro Journal. Three scenario pages walk through the full cycle for domestic (LCY to LCY), foreign same-currency (FCY to FCY) and foreign mixed-currency (LCY to FCY) payments.

Start with Dutch Electronic Banking and Telebanking for the overview, then the proposal and payment history how-tos. For SEPA, read the SEPA overview, then activate SEPA payments and submit vendor payments in ISO 20022 format.

Key points

• Dutch electronic banking covers telebanking, payment files, direct debit files, bank statement import, payment proposals and giro journals.
• Proposals can be created manually or automatically from vendor and customer ledger entries using the Get Proposal Entries batch job.
• Payment history can be created from proposals and exported using BTL91, BBV or PAYMUL protocols.
• Docket reports give detailed payment information when ledger entries are combined into a single payment order; enable them with the Docket checkbox.
• Bank statements are imported electronically (including Rabobank protocols and SEPA CAMT) and reconciled automatically in the Bank/Giro Journal.
• Test reports for cash and bank/giro journals preview posting effects and show applied entries before posting.
• Activating SEPA requires configuring transaction modes with SEPA export protocols (such as SEPA CT and SEPA DD, ISO 20022) and checking vendor transaction modes.
• Three payment scenarios are documented: LCY to LCY, FCY to FCY, and LCY to FCY.

Learn pages

• Activate SEPA payments in the Dutch version: To submit vendor payments electronically in Single Euro Payments Area (SEPA) ISO 20022 payment format, you must set up prerequisites for enabling SEPA payments.
• Docket Reports [NL]: The Dutch telebanking app lets you combine ledger entries for a customer or vendor into a single payment or collection order to the bank.
• Dutch Electronic Banking: Learn how to create electronic payment files and direct debit files, and import electronic bank statements from supported bank software.
• How to Create and Export Payment History [NL]: After creating and modifying your proposal as needed, you can move forward with processing it to create a payment history.
• How to Create Proposals: Generate proposals manually or automatically based on either vendor or customer ledger entries.
• How to Enter and Post Cash and Bank or Giro Journals: Learn how to use the cash and bank journals to record transactions affecting cash and bank accounts via Cash Book and Bank Book.
• How to import and reconcile bank statements: Banks offer electronic statements detailing all your financial transactions. These statements can be imported into the bank or giro journals.
• How to Print the Test Reports for Cash and Bank or Giro Journals: Learn how to use the CBG Posting - Test report to review and edit statement lines, and preview the effects before posting cash, bank, or giro journals.
• Payment scenarios: Based on a sales or purchase invoice or credit memo, you can generate and export a proposal for processing by the bank.
• Scenario 1 Domestic payments (LCY to LCY) [NL]: This article describes a scenario where you can use telebanking for trade with domestic and foreign customers and vendors.
• Scenario 2 foreign payment (FCY to FCY) [NL]: This article describes a second scenario where you can use telebanking for trade with domestic and foreign customers and vendors.
• Scenario 3 - Foreign Payment (LCY to FCY) [NL]: This article describes a third scenario where you can use telebanking for trade with domestic and foreign customers and vendors.
• Single EURO Payments Area (SEPA): SEPA (Single Euro Payments Area) unifies payment methods across participating European countries/regions, simplifying international payments to be as straightforward as domestic ones.
• Submit Vendor Payments Electronically in SEPA ISO 20022 Format (NL): In the Dutch version of Business Central, you can electronically create and submit vendor payments in the Single Euro Payments Area (SEPA) ISO 20022 format.
• Telebanking: Telebanking allows you to electronically generate and exchange payments and collections with your bank based on sales and purchase transactions.

Source: Microsoft Learn (CC BY 4.0). Descriptions are Learn’s own.